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Financial
Statement Analysis-FIN621
VU
Lesson-42
BALANCE
SHEET AND INCOME STATEMENT
RATIOS
2005-06
2004-05
5.
Gross
profit percentage:
Rs.594,
000 ÷ Rs.2, 200,000
27%
Rs.480,
000 ÷Rs.1, 600,000
30%
6.
Operating
expense ratio:
Rs.336,
600 Rs.22, 400 ÷Rs.2,
200,000
14%
Rs.352,
000 Rs.22, 400 ÷Rs.1.600,
000
20.6%
7.
Net
income as a percentage of net
sales:
Rs.166,
400 ÷ Rs.2, 200,000
7.6%
Rs.80,
000 ÷ Rs.1, 600,000
5%
8.
Inventory
turnover (Assume arrange inventory of Rs.150,
000 for both
years)
=
1,606,000 ÷ 150,000
10.7
times
1,120,000
÷ 150,000
7.5
times
9.
Accounts
Receivable turnover
(Assume
average accounts receivable
Rs.90, 000 for
(2004-05)
=
2,200,000 ÷90,500
24.3
times
1,600,000
÷90,000
17.8
times
10.
Length of operating cycle (Assume
360 working days)
= 360
+ 360 = 34+15
49
10.7
24.3
360 +
360 = 48 + 20
68
7.5
17.8
Summary
of Ratios
1.
Percentage Gross Profit on
Turnover = (Gross Profit) /
(Sales) x 100.
2.
Percentage Gross Profit on
Cost of Sales = (Gross
Profit) / (Cost of Sales) x
100.
3.
Percentage Net Income on
Turnover = (Net Income) /
(Sales) x 100.
4.
Percentage Total Expenses on
Turnover = (Total Expenses) /
(Sales) x 100.
5.
Percentage Operating Profit on
Turnover = (Operating profit) /
(Sales) x 100.
6.
Percentage Operating Profit on
Cost of Sales = (Operating
Profit) / (Cost of Sales) x
100.
152
Financial
Statement Analysis-FIN621
VU
7.
Net Assets = (Total Assets)
- (Total Liabilities).
8.
Solvency Ratio = (Total
Assets) / (Total
Liabilities).
9.
Net Current Assets =
(Current Assets) - (Current
Liabilities).
10.
Current Ratio = (Current
Assets) / (Current
Liabilities).
11.
Acid-Test Ratio = (Liquid
Assets) / (Current
Liabilities).
12.
Rate of Stock Turnover = (Cost of
Sales) / (Average
Stock).
13.
Period for which Ample
Stock is on Hand = (Average
Stock) / (Cost of Sales) x (365
days or 12
months).
14.
Debtors Average Collection Period =
(Average Debtors) / (Credit Sales) x
(365 days or 12 months).
15.
Creditors Average Payment Period =
(Average Creditors) / (Credit
Purchases) x (365 days or
12
months).
16.
Debt/Equity Ratio = (Total
Liabilities) / (Shareholders Equity).
This is also known as Risk
or
Gearing,
the extent to which a company is financed
by borrowed funds; for
example, if a company is
highly
geared, it borrows a
lot.
17.
Return on Total Capital
Employed = ((Net Profit
before Tax)+(Interest on Loan)) /
(Average Capital
Employed)
x 100.
18.
Return on Shareholders' Equity = (Net
Profit after Tax) / (Average
Shareholders' Equity) x 100.
19.
Earnings per Share = (Net Profit
after Tax) / (Number of
Shares Issued) x 100.
20.
Dividends per Share = (Dividends on
Ordinary Shares) / (Number of
Shares Issued) x 100.
21.
Net Asset Value per Share =
(Shareholders' Equity) / (Number of
Shares Issued) x 100.
22.
Net Profit before Tax on
Turnover = (Net Profit
before Tax) / (Turnover) x
100.
153
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